Text Messaging Terms & Conditions

Effective date: October 14, 2026

Program Description

Ten Four Truck Insurance sends conversational and transactional text messages to prospective and current policyholders about their quotes, policy servicing, document requests, claims, and billing — including payment-due reminders and past-due balance notices on insurance premiums. Messages are sent only to individuals who provided their mobile number when requesting a quote or purchasing/servicing a policy.

Opt-In / Consent

You are enrolled only if you provide your mobile number and agree to receive text messages from Ten Four — for example, when requesting a quote or on your insurance application. Consent to receive messages is not a condition of purchase.

Message Frequency

Message frequency varies based on your quote, policy, claims, and billing activity.

Cost

Message and data rates may apply, according to your mobile carrier plan. Ten Four does not charge for the messages themselves.

How to Opt Out

Reply STOP (or UNSUBSCRIBE, CANCEL, END, or QUIT) to any message to cancel. You will receive one confirmation and no further messages. Reply START to opt back in.

How to Get Help

Reply HELP (or INFO) to any message, call us at (866) 550-2206, or visit www.tenfourins.com.

Carriers

Carriers are not liable for delayed or undelivered messages. Delivery is subject to transmission by your wireless carrier and is not guaranteed.

Your mobile information will not be sold or shared with third parties for promotional or marketing purposes. See our Privacy Policy for details.

Changes

We may update these Terms; the “Effective date” above shows when they were last revised.

Contact

Ten Four Truck Insurance
Phone: 866-550-2206
Web: www.tenfourins.com

Have more questions?