Truck Insurance Blog
Ten Four Truck Insurance’s experts share insights and best practices on truck insurance, pricing, underwriting, safety, claims and more for owner-operators and fleet owners.
Featured Categories
Insurance Education
Commercial truck insurance basics in plain terms: what your policy covers, how claims work, and how rates are set. Posts cover cargo, physical damage, and non-trucking liability, and clear up common coverage myths for owner-operators and fleet owners.
Regulatory & Legal Updates
Safety & Compliance
CSA scores, DOT inspections, and the safety practices that keep a compliance record clean. Posts explain how BASIC scores are calculated, what roadside inspectors check, and how violations affect insurance premiums, with practical steps for fleet owners, safety managers, and drivers.
Driver Wellness
Latest Posts
The Unsafe Driving Correction System: How Fleets Can Stop Risky Behavior Before It Becomes a Crash
How do you actually correct Unsafe Driving behavior before it becomes something more? The answer is surprisingly simple, but also difficult at the same time. In order to correct Unsafe Driving habits, you need something more than a speech, you need a system. It’s easy...
5 Trucking Regulations That Will Impact 2026
The FMCSA has over 15 different rule changes in the pipeline right now. Reading a summary of every one of them might make you fall asleep. But luckily, I enjoy reading them. And so I went through every one of them and came away with 5 potential regulations that could...
Myth: Physical Damage Coverage Pays What I Owe on the Truck
Commercial truck insurance isn’t always simple, but at Ten Four, we do our best. That’s why we’re busting common myths about policies and coverage. In this post, we’re tackling a myth we hear all the time about physical damage coverage. The myth: “If my truck is...
Wellness Hacks for Truck Drivers That Actually Work No. 1: Alpha Wave Music
Truck driving brings long hours, tough road conditions, and puts a strain on trucker wellness and health. These challenges put drivers’ well-being—and the safety of others—at risk. That’s why we’ve launched a series on proven wellness tips for truckers. Our first...
Truck Insurance Expert Authors
Sam Watts
Director of Safety & Loss Control
Scott Slezak
Underwriting
Manager
Rico Prestia
Senior Vice President of Sales
Kendall
Woodward
Director of Claims