Our Story

Ten Four Truck Insurance team photo.

In 1992, our company was born out of the vision to lower insurance costs for trucking fleets. Over the years, Ten Four Truck Insurance has helped many fleets and owner operators lower their insurance costs along with managing risk. We are able to do this through a hands on approach and a dedicated team of trucking enthusiasts. Ten Four Truck Insurance is committed to helping customers keep insurance costs reasonable while providing a positive experience.

Our Vision

To be the first company that small fleets and owner-operators think of for their insurance needs.

At Ten Four Truck Insurance, our team is made up of trucking industry experts and trucking enthusiasts.

We don’t outsource. Underwriting, claims, and billing are all in-house.

Quick turnaround is what we do best. We are talking minutes, not days.

Our Team

Meet the trucking experts helping you save on truck insurance.

Andy Lucht, Chief Executive Officer

Andy Lucht

Chief Executive

Alex Petrovich, Chief Operating Officer

Alex Petrovich

Chief Operating Officer

Willie Boyle, Director of Outside Sales

Willie Boyle

Director of Outside Sales

Chris Ornce, Head of Agency Distribution

Chris Ornce

Head of Agency Distribution

Dani Mroczek, Inside Sales Manager

Dani Mroczek

Inside Sales Manager

Larry Hagedorn, Inside Sales Rep

Larry Hagedorn

Inside Sales Rep

our story, ten four truck insurance


Inside Sales Rep

Debbie Smith, Inside Sales Rep

Debbie Smith

Inside Sales Rep

Miranda Nelson, Inside Sales Rep

Miranda Nelson

Inside Sales Rep

Trust Ten Four

See what our customers are saying.

5 out of 5 Star Rating

“Great customer service. Friendly, fast, and great rates. I’m very pleased and glad that I went with Ten Four. Jessica Rush was the absolute best! I sincerely recommend Ten Four to those who are looking for coverage.”
— Coach D.

5 out of 5 Star Rating

“Best insurance company I have had experience with! Debbie is the number one agent, always here to help! Would highly recommend them for better prices than other big insurance companies!”
— Akobir S.

5 out of 5 Star Rating

“Great experience dealing with this company. Really appreciate Larry for making sure I was taken care of by constantly following up with me to make sure I got the coverage I needed.”
— B. Phillips

5 out of 5 Star Rating

“If I could give a 10 star to Miranda Nelson I would. She’s very professional and keeps in contact with me through the process…”
— Donald Y.

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Join the other trucking professionals who have chosen to save with Ten Four Truck Insurance!