Ten Four Truck Insurance is built different from other commercial truck insurance carriers. Watch as Chris from the Ten Four team sits down to talk with Hunter from Nelson Insurance Agency about what exactly makes us different.
How Ten Four Is Different
- Industry Roots: Ten Four Truck Insurance was founded in 1992 by a family of trucking companies — they know the business from the inside out.
- Customer Base: Serves over 5,000 clients, from single-truck operators to large fleets.
- Selective Partnerships: Works only with agents who deeply understand trucking regulations and requirements.
- Human-Centered Underwriting: Real underwriters make decisions — not automated systems.
- Competitive Pricing: Only 12% down payment (vs. industry standard 20%). No renewal down payment.
- Direct Billing: Avoids premium financing, saving clients APR costs.
- Fast Turnaround: Quick quotes when all documentation is provided.
- Accessible Team: Easy to reach underwriters and decision-makers directly.
- Smart Telematics: Partners with Trucker Cloud for ELD integration without intrusive monitoring.
- Relationship Focus: Emphasizes genuine partnerships with agents and trucking companies, offering personalized service often missing in the market.
Subscribe to our YouTube channel for more commercial truck insurance inside knowledge.